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Iowa Consumer Credit Code (ICCC) Informal Advisory Opinions - 1986 Archive

March 27, 1986

A notice to a co-signor is in compliance with the ICCC if the language of the notice follows the form required by the FTC, the Federal Reserve Board, or the Federal Home Loan Bank Board.

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March 24, 1986

The default provisions of the ICCC does not apply to a disputed line of credit transactions until the creditor has made a final demand for payment of the disputed amounts.

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March 10, 1986

A lender in a consumer loan transaction may require that the borrower have credit life and/or credit accident and health insurance so long as the cost of any credit insurance written and purchased in connection with that transaction is included in the finance charge and so long as there is no violation of the ICCC.

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