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Iowa Consumer Credit Code (ICCC) Informal Advisory Opinions - 1985 Archive

May 5, 1985

Automobile service contracts are regulated by the Iowa Department of Insurance, while the financing of such contracts is governed by the ICCC.  If the company makes consumer loans to Iowans, it must be licensed as a small loan or industrial lender.  If the company wishes to purchase the retail installment contracts from the automobile dealers who sell the service contracts, no licensure is necessary.

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