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Iowa Consumer Credit Code (ICCC) Informal Advisory Opinions - 1984 Archive

March 26, 1984

If the landfill is considered a public utility, subject to some government oversight, its transactions are excluded from the ICCC.  If it is found to be free from governmental control, and it does fall under the ICCC, it cannot charge rates above the statutory limits.

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March 5, 1984

A yearly fee for checking account overdraft protection is more likely a permissible “additional charge” under the ICCC, as opposed to part of the finance charge.

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