State of Iowa Office of the Attorney General

Iowa Consumer Credit Code (ICCC)

For Businesses

Iowa Consumer Credit Code

The Iowa Consumer Credit Code (ICCC) is a collection of Iowa laws that helps regulate certain consumer lending, credit, and debt collection activities in Iowa. It establishes filing requirements, consumer protections, and operational standards for certain businesses operating within the state.

Registered Entities

2026 ICCC registered debt collectors and credit assignees

View the current 2026 registration list for debt collectors and creditor / assignees operating under the Iowa Consumer Credit Code.

2026 Registered Entities PDF

Access the current 2026 ICCC registration list. If the PDF does not appear updated, refresh your browser or reopen the document.

About the ICCC

What does the Iowa Consumer Credit Code cover?

The ICCC covers a variety of consumer credit and debt-related activities in Iowa, including some lending, credit servicing, debt collection, notification requirements, and disclosure obligations.

Some businesses operating under the ICCC are required to file annual notifications, maintain records, provide disclosures, or comply with consumer protection standards established under Iowa law.

This section provides filing information, FAQs, registered entity resources, advisories, and related guidance for businesses operating in these areas.

Common ICCC Topics

  • Debt collector notifications
  • Credit assignee notifications
  • Student loan disclosures
  • Consumer credit compliance
  • Registered entities
  • ICCC advisories and guidance
ICCC Resources

Explore ICCC topics and filing resources

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Annual Filing Notifications

Debt Collector Information

Filing requirements, notification forms, compliance information, and guidance for debt collectors operating in Iowa.

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Credit Assignees

Credit Assignee Information

Filing requirements, notification forms, and annual compliance information for credit assignees.

FAQs Compliance

Debt Collector & Credit Assignee FAQ

Frequently asked questions and additional guidance regarding debt collection and credit assignee requirements.

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Guidance Advisories

ICCC Advisories

Advisories, interpretive guidance, and informational materials related to the ICCC.

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Student Loans Disclosures

Model Student Loan Information

Access model student loan disclosure forms and related informational resources.

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